Pros and Cons of Living in the Florida Panhandle

The most well-known pros and cons of living in the Florida Panhandle are the weather. While sunny days are best enjoyed at the beach, the opposite of this major pro is the threat of hurricanes. However, many aspects of living in the Florida Panhandle don’t involve the weather!

What is the Florida Panhandle?

Often simply referred to as “the Panhandle,” it is simply the northwestern part of the state of Florida. It is a region that is geographically distinct from the rest of Florida due to its location in the northwestern corner of the state, bordering the Gulf of Mexico to the south.

The largest city in the Florida Panhandle is Pensacola, and other notable cities in the region include Tallahassee (the state capital, although it is sometimes considered part of North Florida), Panama City, Fort Walton Beach, and Destin. The Panhandle is known for its beautiful beaches along the Gulf Coast, beautiful natural springs, and a mix of cultural influences.

Pros and cons of living in the Florida Panhandle summarized

Pros

  • Sunny, Warm Weather
  • Beautiful Lifestyle
  • Variety of Activities and Attractions
  • Tax Benefits

Cons

  • Year-Round Tourist Season
  • Severe Weather and Hurricane Threats
  • Distance to Major Metro Hubs

 

Pros of Living in the Florida Panhandle

The benefits of living in the Florida Panhandle are aplenty! You can’t mention the Florida Panhandle lifestyle without naming sunshine, the beach, and all the exciting things to do in the area.

Lake in Florida panhandle

Sunny, Warm Weather

There’s a reason why they call Florida “The Sunshine State.” Living in the Florida Panhandle means enjoying a subtropical climate zone with mild temperatures and sunny days throughout the year. Even in winter, average maximum temperatures reach as high as 75 degrees Fahrenheit, and many go without a winter coat all year!

Beach Lifestyle

Living in the Florida Panhandle puts residents within minutes of the Gulf of Mexico’s white, sandy beaches and emerald-green waters. Considered some of the best beaches in Florida and nationwide, many visitors come to the Panhandle for the beach scene alone. With sunshine almost year-round, every day can feel like a beach vacation.

Variety of Activities and Attractions

Even if you’re not a beach person, there are hundreds of other attractions and activities to enjoy when living in the Florida Panhandle. From some of the country’s best seafood restaurants to outdoor amusement parks and state parks to shopping centers, the Florida Panhandle is filled with things to do for all types of people. 

Tax Benefits

Florida’s unique tax benefits, such as the lack of personal income tax and other property tax exemptions, make living in the Florida Panhandle more affordable than in other beach regions. For some residents, investing in Florida real estate can be a way to make additional income if renting their home to tourists and vacationers.

Cons of Living in the Florida Panhandle

If the benefits of living in the Florida Panhandle have you ready to make an offer on a new home in the area, you should understand the drawbacks of Florida living too. While many of the cons of living in the Florida Panhandle are extremely manageable, you may want to evaluate whether or not they’re dealbreakers for your everyday life.

View of Florida Panhandle beach parking

Year-Round Tourist Season

Life in the Florida Panhandle is so lovely; it attracts visitors and vacationers throughout the year! Tourism’s busy season occurs during the warmer weather months from spring through fall. However, part-time residents, like those choosing to spend their retirement in the Florida Panhandle, and vacationers flock to Florida even in the winter. During Spring Break and summer vacation, the beaches, restaurants, attractions, and roads are more congested than usual.

Severe Weather and Hurricane Threats

Living on the beach and near the ocean means living with the inevitable threat of hurricanes. Due to Florida’s position on the globe and its peninsula shape, Florida has more hurricanes than any other state in the United States. However, the Panhandle has experienced only one Category 5 storm in history. Paired with hurricane preparedness measures, Florida residents learn how to avoid being impacted by severe hurricane threats.

Distance to Major Metro Hubs

The Florida Panhandle is far from any major metropolitan hubs. The closest major city is Tallahassee, which, despite being Florida’s capital, is a smaller state capital than most. This makes no difference for those seeking retirement in the Florida Panhandle, but it can be an issue for those in the workforce. Though living in the Florida Panhandle prevents you from being a short commute to major cities, there are airports in the area to get you across the state, country, or world in no time.

New Construction Homes in the Florida Panhandle

Do the pros and cons of living in the Florida Panhandle have you itching to experience the lifestyle for yourself? Brock Built has three community opportunities for you to explore!

Twin Palms, located in Inlet Beach, is just minutes from the surf and sand of Inlet Beach and shops and dining at Rosemary Beach. Three-story, five-bedroom homes bring spectacular living to the area with space for entertaining and quiet retreats for winding down. You can’t miss the incredible aerial views of 30A from the private rooftop terraces!

Brock Built Twin Palms houses

Nestled between the beach and the bay, Brizo is an intimate community less than 5 minutes from the water at Choctawhatchee Bay and close to nearby beach access in Santa Rosa Beach. Two-story floor plans feature tall ceilings and luxury finishes like a gourmet kitchen and a spacious owner’s retreat.

Brock Built Brizo house

The Shoal is a hidden gem of just 30 homesites in Santa Rosa Beach, featuring one and two-story homes sharing common gathering areas and green space throughout the community. Single-family plans exude coastal living with plenty of room to entertain guests.

Brock Built the Shoals house

After reading the pros and cons of living in the Florida Panhandle, if you’re ready to make your move, get in touch with our team! Schedule a tour at one of our Florida Panhandle communities to see what’s new.

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