Since 1984, Brock Built has been a premier local Atlanta, GA home builder, dedicated to consistently earning our reputation as the top builder of new homes in Atlanta, GA. Our commitment to quality craftsmanship and customer service is visible in every detail of our new semi-custom homes. From the variety of our award-winning floor plans to our energy efficient features, you will find our Craftsman, Traditional, Modern, and Custom-built new homes are designed with your lifestyle in mind. As you search for your new home, you'll find that we deliver everything from the suburban lifestyle of Woodstock to the in-town lifestyle of West Midtown, or unique vineyard living in Norcross.
We invite you to visit our Atlanta, GA new home communities in exceptional locations including West Midtown, Intown, Downtown, East Atlanta, Norcross, Vinings, Woodstock, Marietta and East Cobb. Brock Built is the Atlanta, GA home builder that develops, designs, and builds to meet the needs of your life + style.
Moving into your dream home is an exhilarating experience. One of the first things a buyer will decide on is what type of home they would like. There are options such as new construction, resale, or rehabilitation homes. It is a good idea to explore all of them to make the best choice for yourself or your family.
Here is a simple guide on loan types, and we hope it helps you understand your options a little more.
When you think of conventional loans, look at them as the closest thing to a standard mortgage. There are no particular requirements, and almost all lenders offer them. You will need to put 3% down and have a 620 credit score.
There are some critical steps that you can take to better prepare for obtaining the right home loan for you and your family.
1. We are going to start by going over DTI. Your debt-to-income ratio relates to the amount of your income that you are using to pay monthly debt and other expenses. It is usually suggested that no more than 28% of your income goes to your mortgage.